Important: Iran Must Be Named in Your PolicyYour insurance must explicitly state "Iran" in the Terms & Conditions under covered countries. General terms like "Asia" or "Middle East" are not accepted by Iranian visa officers. Most international insurers do not include Iran due to sanctions — purchase a specialist policy before arrival.
Ready to apply?
Fill our online form in under 5 minutes — policy delivered to your inbox within 2–3 hours.
💡 This is an estimate. Your exact premium is confirmed when you apply. Get your exact quote →
Why You Need Iran Travel Insurance
🛂
Visa Requirement
You must present a printed copy of your Iran travel insurance policy when collecting your visa — whether at the embassy, consulate, or Imam Khomeini Airport. Without it, you cannot enter the country.
🏥
Medical Emergency Cover
International medical insurance is often unacceptable in Iran. Local Iranian insurance guarantees smooth hospital admission and treatment with no complex international claims processes.
🌍
Sanctions Reality
Due to US and EU sanctions, the majority of global insurers exclude Iran from standard travel policies. Even policies that appear to cover "all countries" may have Iran excluded in the fine print.
📞
24/7 On-Ground Support
Heritage Persia communicates with the insurance provider on your behalf — in Farsi — to ensure clear communication and fast service in any emergency. You won't be left navigating alone.
✈️
Airport Stress-Free
Buying insurance at the airport kiosks is confusing, bug-prone, and often unavailable. Securing your policy in advance via Heritage Persia means one less thing to worry about on arrival.
📄
Lost Documents
Coverage includes loss of passport, driving licence and national ID — critical when travelling in a country where card payments are unavailable and you carry cash and documents everywhere.
Coverage Details
Coverage Type
Included
Maximum Amount
Notes
Emergency Medical Expenses & Hospitalisation
✓
€10,000
Excludes pre-existing chronic conditions
Emergency Dental Care
✓
€200
Own contribution: €24
Emergency Return Home (family death / serious illness)
✓
Full Cover
Immediate repatriation arranged
Transport / Repatriation (illness or accident)
✓
€5,500
Medical escort if required
Repatriation of Mortal Remains
✓
Full Cover
Includes all transport & paperwork
Repatriation of Travelling Family Member
✓
Full Cover
Companion repatriated if you are hospitalised
Loss of Passport / ID / Driving Licence
✓
Included
Replacement costs covered
Loss / Delay of Registered Baggage
✓
€150
Delay of delivery also covered
Legal Assistance
✓
€250
Legal aid for any legal problem
Vehicle Coverage (own car / rental)
✓
Add-on
Add-on — ask Heritage Persia
Coverage amounts vary by age and trip duration. Partner insurer: Saman Insurance Company (Iran).
How to Apply — 3 Simple Steps
1
Fill the Application Form
Complete our short insurance request form — name, nationality, travel dates and age. Takes under 5 minutes. Pay securely online with credit card.
2
Receive Your Policy by Email
Your Iran travel insurance policy document arrives by email within 2 business hours during business days. It will clearly state "Iran" in the covered countries — accepted by all Iranian visa officers.
3
Print & Present at Entry
Print your policy and carry it with you. Present it at the embassy/consulate when collecting your visa, or at the airport visa desk on arrival. Keep a copy separate from your original documents.
💡
Pro Tip: Make Copies of Your Insurance
Ask your hotel reception to scan and copy your policy. Keep one copy in your luggage, one on your phone, and carry the original. Your policy number is your lifeline — Heritage Persia will follow up with the insurer on your behalf if you need to make a claim.
Vehicle Insurance
If you are entering Iran by private vehicle — by road from Turkey, Armenia, Azerbaijan or Turkmenistan — you will also require third-party vehicle insurance valid in Iran. Most European Green Card policies do not cover Iran.
Heritage Persia can arrange Iran vehicle insurance as part of your entry package. Typical vehicle insurance covers:
✓ Third-party liability
✓ Accident damage cover
✓ Roadside assistance
✓ Cover across almost all of Iran
Contact us to discuss vehicle insurance pricing — available €25 to €45 depending on vehicle and duration.
Frequently Asked Questions
Do I really need Iran-specific insurance?
＋
Yes — travel insurance is mandatory for an Iran visa. More importantly, the policy must explicitly name "Iran" in the covered countries list. General policies covering "Asia" or "the Middle East" are routinely rejected at Iranian embassies and border points.
Can I use my existing travel insurance?
＋
Possibly, but you must verify Iran is explicitly listed. Contact your insurer and request a letter or document clearly stating "Iran" is covered. Due to US and EU sanctions, many major global insurers exclude Iran entirely — even providers that say they cover all of Asia or the Middle East. If Iran is not named, you need a specialist policy.
How much does it cost?
＋
Prices start from approximately €22 for a 30-day trip for a 30-year-old traveller. Cost depends on your age and trip duration. Vehicle insurance is an additional €25–€45. Contact Heritage Persia for a personalised quote.
How quickly do I receive my policy?
＋
Within 2–3 business hours during working days. You will receive the policy document by email as a PDF ready to print. Do not attempt to buy insurance at the airport — the kiosks are often unavailable, confusing, or full of technical errors.
What happens if I need to make a claim?
＋
Heritage Persia acts as your liaison with the insurer. You do not need to navigate Farsi-language claims processes yourself. Contact us immediately — we will communicate with Saman Insurance on your behalf to ensure fast and clear service. Always carry your policy document with your policy number.
Does insurance cover pre-existing conditions?
＋
Standard Iranian travel policies do not cover chronic or pre-existing conditions that existed before the policy was purchased. Emergency medical expenses arising from new conditions during the trip are covered up to €10,000. If you have a serious pre-existing condition, contact your nearest Iranian embassy to discuss options before travel.
Can I extend my insurance if I extend my visa?
＋
Yes. Iran tourist visas can be extended up to twice (additional 30 days each), and your insurance can be extended to match. Contact Heritage Persia before your original policy expires to arrange the extension.
Is insurance valid if I travel independently without a tour?
＋
Yes — insurance is valid regardless of whether you travel independently or with a tour. US, UK and Canadian passport holders must travel with an organised tour and registered guide, but the insurance applies equally to all travellers.
Have a question about your Iran insurance?
Reach Our Team — We Reply in Minutes
Explore First
Not sure which Iran tour to book?
Browse our full collection of luxury private Iran tours — from the ancient ruins of Persepolis to the turquoise domes of Isfahan and the desert silence of Yazd.
